WhatsApp payments live in India: How to send and receive money

Go to Payments in WhatsApp> Settings. Once here, you will have to add a bank account. Tap on add new Bank account. WhatsApp will then ask you accept its terms and conditions. Once you have accepted, you will be asked to verify your number.

UPI works by checking the mobile number with which your bank account is linked. So make sure the mobile phone has the SIM for the same mobile number. This mobile number should be the same for your WhatsApp account as well.

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