WhatsApp payments live in India: How to send and receive money

WhatsApp was so far conducting beta-testing for the Payments feature on the Android version of the app.  However, it looks like the feature is now being rolled out to both iOS and Android, though as already noted above it will not be visible for everyone immediately.

Payments on WhatsApp will appear in settings. It will rely on India's UPI to allow for direct bank transfers. WhatsApp appears to have partnered with ICICI Bank for facilitating UPI payments. Users will have to accept the terms and conditions and verify their mobile number again via  SMS to activate UPI.  The list of Banks supported on UPI is fairly comprehensive. Popular banks like HDFC, Axis, ICICI, SBI, Yes Bank, Allahabad Bank, Punjab National Bank, etc all are on the list.

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